Seller Financing
Address
128 N Osborn Street, Alba, TX
Price
$ 320,000
Property Attributes
- MLS#21337925
- TypeSingle Family
- Listing Status Active
- CountyWOOD
- CityAlba
- NeighborhoodLow
- Zip75410
- StyleSingle Family Residence
- Year Built1985
- Taxes$ 2869
- Price$ 320,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1487
- Lot Size0.502 Acres
Data Source:
North Texas Real Estate Info Systems (NTREIS)
Property Description
Offered $6,000 below appraisal and open to seller financing, this fully renovated property combines extensive 2025 updates, a half-acre corner lot, and a location approximately 2 miles from Lake Fork. This property offers flexibility for buyers seeking a primary residence, second home, or investment property. It may also be purchased fully furnished for a move-in-ready option. Renovated in 2025, the property features a new roof, windows, HVAC system, water heater, rain gutters, recessed lighting, fresh interior paint, Luxury vinyl flooring, and new bedroom and carpet. Both bathrooms have been fully updated, offer a spa like feel with smart vanity mirrors, free-standing soaking tub and a glass walk-in shower. Flat-screen TV connections in four rooms for add modern convenience. Outside, the covered entry patio with recessed lighting creates an inviting arrival, while the oversized half-acre corner lot provides additional space for boat and or additional parking spaces. A metal shed offers convenient storage and conveys with the property. (This property is also listed as a Commercial property see MLS: 21377997). Extensive renovations, seller-financing availability, and proximity to Lake Fork, this property offers a distinctive combination of flexibility and location. Schedule a private showing to experience the property and its possibilities in person.
| Elementary School |
|---|
| Albagolden Elementary School |
| Price History | |
|---|---|
| 7/30/2026 | Listed $320,000 |
General Features
| Heating | Central,Electric |
|---|---|
| Cooling | Central Air,Electric |
| Utilities | City Sewer,City Water |
| Possession | Closing/Funding |
| Appliances | Dishwasher,Electric Range,Electric Water Heater,Microwave |
| Number of Garage Spaces | 2 |
| School District | Alba-Golden ISD |
| Exclusions | Staging Furniture and Decor |
| Year Built | 1985 |
| Levels | One |
| Unexempt Taxes | 2869 |
| Will Subdivide | No |
| Property Subtype | Single Family Residence |
| Subdivision Name | Low |
| Transaction Type | For Sale |
| County | Wood |
| Property Type | Residential |
| Security Features | Fire Alarm |
| HOA Type | None |
| Special Notes | Aerial Photo,Flood Plain,Survey Available |
| Full Baths | 2 |
| Status | Active |
| Directions | Use GPS Dallas-90 miles: Take I-30 East toward Greenville. Exit to US-69 South to Alba Tyler-40 miles: Take TX-64 West toward Mineola. In Mineola,turn right onto US-69 North Texarkana-115 miles: |
| City | Alba |
| Elementary School Name | Albagolden |
| High School | Albagolden |
| Elementary School | Albagolden |
| Virtual Tour URL Unbranded | https://www.propertypanorama.com/instaview/ntreis/21337925 |
| Standard Status | Active |
| Listing Terms | Cash,Conventional,FHA,Owner Will Carry,VA Loan |
Interior Features
| Interior Features | Built-in Features,Flat Screen Wiring,Granite Counters,Kitchen Island,Open Floorplan |
|---|---|
| Flooring | Carpet,Luxury Vinyl Plank |
| Dining Areas | 1 |
| Living Areas | 1 |
| Room Count | 7 |
| Lock Box Type | Combo |
| Total Bedrooms | 3 |
| Total Baths | 2 |
| Laundry Features | Electric Dryer Hookup,Utility Room,Full Size W/D Area,Washer Hookup |
Exterior Features
| Exterior Features | Awning(s),Covered Patio/Porch,Rain Gutters,Lighting |
|---|---|
| Lot Features | Corner Lot,Many Trees |
| Other Structures | Shed(s) |
| Parking Features | Concrete,Driveway,Garage,Garage Door Opener |
| Lot Size | .5 to < 1 Acre |
| Lot Size Area | 0.5020 |
| Lot Size Units | Acres |
| Structural Style | Single Detached |
| Garage Y/N | Yes |
| Lot Size Square Feet | 21867.1200 |
| Lot Size Acres | 0.5020 |
| Patio And Porch Features | Covered |
| Attached Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 75410
Price
Taxes
Year Built
Visits
© 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor M&D Real Estate - Forney shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The database information herein is provided from and copyrighted by the North Texas Real
